Avalue Insurance is committed to supporting the Colorado community in
which we operate because it is where our clients and team members live
and work. We commit at all times to conducting business in a responsible
way and demonstrate our social responsibility through a range of programs
and activities to help support the lives of Coloradoans in need.
We recognize our responsibility is to do business in a way that protects and serves our clients with value-based insurance products and services that deliver the greatest value for your investment.
Avalue supports a wide range of charitable and non-profit organizations and we encourage you to connect and engage with us via social media.
Avalue is a 21st century insurance agency engineered to support your digital and mobile lifestyle.
Your life and business isn’t standard, and neither are your working hours. We make it easy to find what you’re looking for, whether it’s building a policy on your laptop while you’re at your “corner office” coffee shop, researching options on your tablet over a short lunch, or managing your policy in the middle of the night from your smartphone, we adapt to your needs and your technology so you can get the answers you want.
All of the insurance companies we represent provide a wide range of auto and home insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto insurance, you’re usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.
Auto Insurance – Make sure you understand what these terms mean and how much coverage is right for you.
Home Insurance – The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners policies can be quite different, depending on the type of “form” number you select. The most common types of homeowner policies are:
HO3 Special (also called Deluxe, All Risk)
HO4 Renters policy
HO5 Enhanced Special Coverage
HO6 Condo policy
Small to mid-sized businesses are a diverse and growing group, and we use our expertise to develop a system that guides you to a policy that’s a good fit – one that helps you choose just the right amount of coverage for your business. We understand insurance and we understand your needs as a small business owner. We are in the unique position of knowing what you need to have confidence that your company is properly protected.
Cyber Insurance – In today’s data-driven market, companies of all sizes are experiencing exposure to cyber attacks or data breach problems. Just one stolen laptop, one resourceful hacker, one virus, or even one lost paper record can create enormous financial consequences for your business. Avalue can provide Cyber Insurance coverage for companies of all sizes, from small businesses to mid-size companies, including non-profit organizations. Avalue can offer this as a standalone policy, or an integrated component, or as part of a comprehensive suite of other management liability coverages.
5 top reasons why your business needs Cyber Insurance
1. 31% of all security breaches have occurred in companies under 100 employees.
2. Data breaches and cyber attacks are becoming more common with a 42% increase in the past year alone.
3. When your business experiences a data breach, the average breach cost is $188 per compromised record.
4. Unless you secure a dedicated cyber policy, your business is not likely to have adequate insurance coverage.
5. The average cost of a data breach has risen to $5.4 million dollars.
Avalue can secure a premier provider of management liability coverages for your business, we make it easy to provide the full range of innovative specialty solutions such as:
Providing errors and omissions coverage to professions such as:
Are you protecting your family? Losing a loved one is one of the most devastating events that a family can go through. Losing someone you love is always difficult; I know personally. But you can make sure your family is taken care of in case something happens to you by purchasing a life insurance policy or a disability policy. We would be happy to discuss and review your life insurance needs based upon your unique situation.
Sarah is the visionary behind Avalue and she also wins the award for “best” multi-tasker in town! You must meet her to experience it!
Sharon is Mission Control at Avalue. Sharon is our resident expert for commercial and personal lines when called upon. Sharon has 30 years of commercial and personal lines experience. She is passionate about helping others and is always up for challenges and adventures.
Maria manages the day-to-day personal insurance accounts at Avalue and is our details specialist. She has 10 years of previous insurance experience. Her attention to detail means that she will read your entire email and will answer all of your questions, not just a few of them.
Murphy is our beloved best friend and motivational speaker when we need it.
Avalue is an independent insurance brokerage company with an 'A+' Better Business Bureau rating, so you can be confident that we have the resources to protect your home, life, family, and business for the long haul.
To discuss a claim or potential claim, you can contact us directly or click here to find the direct phone number to your insurance provider.