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Let me share
the Avalue Story

It’s nice to meet you

Avalue Insurance is committed to supporting the Colorado community in which we operate because it is where our clients and team members live and work. We commit at all times to conducting business in a responsible way and demonstrate our social responsibility through a range of programs and activities to help support the lives of Coloradoans in need.

We recognize our responsibility to do business in a way that protects and serves our clients with value-based insurance products and services that deliver the greatest value for your investment.

Avalue supports a wide range of charitable and not-for-profit organizations and we encourage you to connect and engage with us via social media.

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About the Founder

This is my story

So you get to know me better

That would be me

In 1981, after graduating from Valparaiso University, I headed West to the beautiful Colorado rockies in hopes of launching my career and start a family. It was here in Colorado, where I joined Xerox Corporation and specialized in strategic “sales” accounts for 24 years before launching the Lampard Agency with American Family. I then set out to developed a specialized independent agency, Avalue Insurance which I founded in 2010.

I am a proud mother of three amazing children who inspire me everyday. I am often reminded when I look into the beautiful skies and climb our majestic mountains that their father is looking over us from heaven.

Why We People

We want to leave this world a better place. While we might not be able to change the world we can make a difference in our community. We believe in helping not only our neighbors and friends and those in need. So whether it is helping feed the hungry, becoming friendship partners with international students at DU, or launching an inner city tutoring program with Denver Public Schools we can all have an impact. We embrace that philosophy of care and compassion into everything we do at Avalue. We help our community to protect their assets and their loved ones which is the cornerstone of our service and support we offer as your independent insurance agency.

Why I Wasting Time

If you take enough of your time you will always fine a cheaper price in the market, but at what cost to your family? If you are just looking for the cheapest price you can find that anywhere. But our goal is to work with you to ensure you are properly covered at the most competitive price in the industry. We take the time to quote many companies and then provide examples of the coverages and why they are important for your family. If you do have a covered loss we are here as your advocate to make sure the claim process goes smoothly and fairly. Understanding the process and claims are when you need a relationship with your agent most and Avalue will always be here for you.

Why I Prepardness

With the loss of my husband Greg to cancer in 2012, I was faced with the significant challenge of raising 3 teenagers on my own. This experience has given me the passion to educate all families on the importance of life insurance as well as how all aspects of insurance can effect your life moving forward. I have learned so much going through this difficult process that I want to ensure families are better prepared for life’s unfortunate events. Life never promises to be fair but you can have peace of mind knowing that your largest assets, your business and home, are protected.

Meet Our Team

Meet Our Team

Avalue is an independent auto, home, health and business brokerage company that prides itself on unparalleled service and performance. We do recommend that all of our clients use a seat belt (especially for our 4 legged friends). We are committed to providing unbiased advice and prudent strategies to help you protect and build your assets with the most competitive pricing available in the market. We look forward to working with you and getting to know your extended family members.

Sarah Lampard


Sarah is the visionary behind Avalue and she also wins the award for “best” multi-tasker in town! You must meet her to experience it!

Sharon Kalmes

Commercial Client Manager

Sharon is Mission Control at Avalue. Sharon is our resident expert for commercial personal lines when called upon. Sharon has 30 years of commercial and personal line experience and is passionate about helping others and she is always up for a challenge and adventure.

Rachel Mains

Manager of First Impressions

Rachel is our go-to gal who not only keeps the coffee hot, she keeps the blog fresh, gets us social and always keeps us on task.


Dog in Training

Murphy is our beloved best friend and motivational speaker when we need it.

Lets talk about your insurance needs
Get in touch


Let's get in touch

Avalue is an independent insurance brokerage company with an 'A+' Better Business Bureau rating, so you can be confident that we have the resources to protect your home, life, family and business for the long haul.


To discuss a claim or potential claim, you can contact us directly or click here to find the direct phone number to your insurance provider.

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