Name: Avalue Insurance
Address: 7700 E Arapahoe Rd., Ste. 330, Centennial, CO, 80112
Telephone: 303-773-3332

Supporting Our Community, One Referral at a Time

Posted on August 31, 2024August 31, 2024 by Emilie Hagopian

Anyone who knows Avalue and our employees knows that we’re always looking for new ways to give back to the community. And one of our favorite ways to give back is through our referral program. Each quarter, we choose a local nonprofit to support. This quarter, we’ve partnered with Clothes To Kids of Denver.

An Afternoon Well Spent at Clothes To Kids

Recently, our team took the afternoon off to lend a hand at Clothes To Kids. And let me tell you: it was an incredibly rewarding experience. For those of you who aren’t familiar with this fantastic organization, Clothes To Kids provides new and quality used clothing to Denver-area students from low-income or in-crisis families. But they don’t just hand out clothes; they create a boutique shopping experience where kids are treated with dignity and respect.

Walking into their boutique, you’d never guess it’s a nonprofit. The space is warm, welcoming, and beautifully organized. It felt more like a trendy shop than a charity, which is exactly what these kids deserve. The students who come here leave with 23 items of clothing, all ready for school, and you can see the excitement in their faces as they thumb through hangers and pick out their new outfits. Knowing that these kids will walk into their classrooms feeling comfortable, confident, and prepared to thrive is what makes this work so important.

Our team helped with everything from sorting donations to organizing the clothing racks, and we even got to assist some of the students as they shopped. Seeing their smiles and excitement was the highlight of our day.

How You Can Help: Get a Quote, Make a Difference

Now, we’re excited to share how you can be a part of this amazing effort. For every insurance quote you request from Avalue Insurance, we’ll donate $10 to Clothes To Kids. It’s that simple. Whether you’re thinking about updating your current policy or exploring new options, getting a quote from us means you’re helping a local student get the clothes they need to succeed in school. It’s a small action that makes a big difference, and we’d love for you to join us in supporting this cause.

Looking Ahead: A Little Help in the Next Quarter

And speaking of supporting great causes, we’re thrilled to announce that next quarter, we’ll be partnering with A Little Help. This is Nicole’s pick for a non-profit to support. This nonprofit is all about fostering community connections by helping older adults live independently in their homes. They bring volunteers and neighbors together to assist with tasks like yard work, transportation, and friendly visits.

On October 25th, our team will be volunteering at A Little Help, where we’ll be making and delivering “Kindness Kits.” These kits are filled with small, thoughtful items that we think the recipients will enjoy — just a little something to brighten their day!

Join Us in Making a Difference in Denver

I’m so proud of the work we do at Avalue Insurance, and we hope you’ll join us in supporting these amazing nonprofits. Remember, every insurance quote means $10 donated to a local nonprofit. So, whether you’re supporting Clothes To Kids or A Little Help, your contribution is greatly appreciated. Let’s make a difference together!

Visit Clothes To Kids of Denver to learn more about the incredible work they’re doing. Or for more information on A Little Help, visit their About page!

How Umbrella Insurance Provides an Extra Layer of Protection

Posted on August 30, 2024August 30, 2024 by admin

Umbrella insurance often gets overlooked, but it plays a vital role in a comprehensive financial plan. With the Avalue Insurance in Centennial, CO, we are going to explain how this insurance type works to provide an extra layer of protection.

Intro to Umbrella Insurance

Umbrella insurance is an additional liability insurance coverage that goes beyond the limits of the insured’s homeowners, auto or watercraft insurance. It provides an extra layer of security to those who are at risk for being sued for damages to other people’s property or injuries caused to others in an accident.

What Does It Cover?

Umbrella insurance provides coverage for injuries, damage to property, certain lawsuits, and personal liability situations.

When Do You Need It?

In today’s litigious society, anyone can be sued for just about anything. With umbrella insurance, you have the peace of mind knowing that you’re protected from the unpredictable realities that life sometimes presents.

Who Should Have Umbrella Insurance?

If your assets or future income are greater than your auto or homeowners liability limits, you should consider purchasing an umbrella policy. If you’re uncertain, it’s important to get advice from experienced professionals like Avalue Insurance.

Umbrella insurance is the safety net you need in a world where anything can happen. For more information on umbrella insurance and how it can provide you an extra layer of protection, contact Avalue Insurance in Centennial, CO, today.

Insurance Tips for First-Time Homebuyers

Posted on August 25, 2024August 25, 2024 by Emilie Hagopian

What You Need to Know Before You Buy

So, you’re buying your first home. Congratulations! This is a huge milestone, and you’re probably feeling a mix of excitement and stress. From picking out the perfect paint colors to figuring out where to put the couch, there’s a lot to think about. But before you start decorating, there’s one important thing you need to check off your list: home insurance.

If you’re scratching your head thinking, “Where do I even begin,” then don’t worry. You’re not alone. Many first-time buyers aren’t sure where to begin with home insurance. That’s why we’re here to break it down for you! Here’s everything you need to know about home insurance.

What Does Home Insurance Actually Cover?

Think of home insurance as your protection against those worst-case-scenarios — like if your roof springs a leak, a fire breaks out, or your belongings are stolen. Here’s a quick rundown of what a typical policy covers:

Dwelling Coverage: This protects the actual structure of your home—walls, roof, floors, etc. If a covered disaster like a fire or storm damages your house, your insurance helps pay for repairs.
Personal Property: All the stuff inside your house—furniture, electronics, clothing—falls under personal property coverage. If your things are stolen or damaged, your insurance helps replace them.
Liability Protection: If someone gets hurt on your property (say your neighbor trips on a loose step), liability coverage can help pay for their medical expenses and protect you if they sue.
Additional Living Expenses: If your home is unlivable due to a covered disaster, this coverage helps pay for temporary housing and other costs while repairs are being made.

Why Do You Need Home Insurance?

Besides giving you peace of mind, most mortgage lenders actually require you to have home insurance before they’ll approve your loan. So, it’s not just a good idea; it’s a must. Plus, having the right coverage means you won’t be left footing a hefty bill if something unexpected happens. Trust us, you don’t want to be stuck paying for a new roof out of pocket!

Tips for Choosing the Right Home Insurance

Now that you know why home insurance is so important, here are a few tips to help you choose the right policy:

Shop Around: Don’t just settle for the first quote you get. Compare policies from different companies to find the best coverage at the best price.
Know What You Need: Consider the value of your home and belongings, as well as the risks in your area (like flooding or earthquakes), to determine how much coverage you need.
Understand Your Policy: Make sure you know what’s covered—and what’s not. Ask questions if anything isn’t clear, so there are no surprises later.
Bundle Your Insurance: Many companies offer discounts if you bundle your home insurance with other policies, like auto insurance. It’s a great way to save some cash!
Review Your Policy Annually: Your insurance needs can change over time, so it’s a good idea to review your policy every year to make sure you’re still adequately covered.

Ready to Protect Your New Home?

Buying a home is one of the biggest investments you’ll ever make, so it’s worth taking the time to protect it with the right insurance. Whether you’re just starting your home search or you’ve already picked up the keys, Avalue Insurance is here to help you find the perfect policy for your new home.

Give us a call today at 303-773-3332, or request a call-back right here online! We’re all about making home insurance easy so you can get back to what really matters: enjoying your new home!

We Just Raised $5,000 for CrossPurpose

Posted on August 20, 2024August 20, 2024 by Emilie Hagopian

(And You Can Help Us Raise More)

Many of you know me as “Sarah Lampard, the proud owner of Avalue Insurance and passionate CrossPurpose volunteer.” But today, I’m coming to you as “Sarah Lampard, the woman who really needs your support right now.”

See, “giving back” is something that I take very seriously, and right now, we are on the cusp of raising $10,000 for CrossPurpose. We just need your support to make it happen, and all it takes is a couple of clicks! Vote for Avalue Insurance at https://www.agentgiving.com/Avalue-Insurance/, and help us reach our goal for CrossPurpose!

What is CrossPurpose?

CrossPurpose has been a transformative force in central Colorado for many years. This ambitious non profit organization is committed to abolishing relational, economic, and spiritual poverty through career and community development. Avalue Insurance has been deeply involved with CrossPurpose (and our entire office even had the opportunity to sponsor and work the graduation program that took place at the South Denver location this past May)!

As a mentor, I’ve had the privilege of walking alongside many inspiring men and women. I’ve watched so many participants rise above their circumstances, achieve their career goals, and transform their lives. And I’ve got to tell you: I can’t wait to see many more!

That’s why I’m committed to doubling my impact for CrossPurpose.

We Just Hit our First Goal!

Recently, Avalue Insurance was honored with the 2024 Make More Happen Award, presented by Liberty Mutual and Safeco Insurance. This award was more than just a recognition of our volunteer work; it was an opportunity to make a real difference in our community. As part of this award, Liberty Mutual and Safeco Insurance awarded CrossPurpose, our nonprofit of choice, with a $5,000 donation.

But Now, We’re on a Mission to Double It.

Here’s where we really need your help: we have the chance to double that donation to $10,000, and all it takes is a few clicks!

Avalue Insurance is currently being featured on the official Make More Happen microsite. If we receive at least 500 votes and comments on our story, Liberty Mutual and Safeco will double their donation to $10,000! This additional funding will go directly towards covering the tuition costs for CrossPurpose participants. These funds will help them gain industry-recognized certifications in fields like commercial driving, nursing, insurance, and trade skills, setting them on a path toward stable, career-track employment. (I can’t emphasize enough how life-changing this support will be for the men and women involved!)

Voting is simple and only takes a minute, but the impact you’ll have is long-lasting. Your support will help thousands of aspiring entrepreneurs gain access to the training and certifications they’ll need to build brighter futures for themselves and for their families.

So, Can We Make it Happen?

The suspense is killing me!

I’m so proud of the work we’ve done so far, but we’re not done yet. We’ve reached our first goal of raising $5,000, and now we’re aiming to hit that second $5,000 mark. Every vote and comment on our story brings us closer to making that happen. So please, take a moment to visit our story on the Make More Happen microsite, cast your vote, and leave a comment. Together, we can double the impact of this donation and empower the next generation of entrepreneurs in Colorado.

Thank you so much for your continued support! To help us reach our goal, please vote for us here:

Lifting up the business leaders of tomorrow

The Best Coverage for Road Tips

Posted on August 12, 2024August 12, 2024 by Emilie Hagopian

Ensuring a Safe and Insured Adventure

Ah, the open road! There’s nothing quite like the feeling of freedom that comes with hitting the highway for a summer road trip. Before the autumn leaves start falling, it’s time to pack your bags, fill up the gas tank, and, most importantly, make sure your insurance is ready to roll with you. Let’s dive into the types of auto insurance coverage you’ll need to enjoy a great summer road trip without turning it into a comedy of errors.

General Liability Coverage: A Road Trip Essential

First things first, let’s talk about general liability coverage. This is the backbone of your auto insurance policy, covering you if you’re responsible for causing injury to others or damaging someone else’s property. Think of it as your safety net for those “Oops, I didn’t see that stop sign” moments. It keeps your wallet intact while you keep your eyes on the road and your hands on the wheel.

Collision Coverage: When Bumps in the Road Aren’t Metaphorical

Next up is collision coverage. Picture this: you decide to make a pit stop when suddenly, a rogue shopping cart comes out of nowhere. Boom! Collision coverage helps pay for the damages to your car, whether you hit another vehicle (or that shopping cart had a mind of its own).

Theft Coverage: Keeping Your Ride Secure

As you travel through different states and towns, you’ll want to ensure your car is protected from any native thieves. Theft coverage will cover the costs if your vehicle is stolen. So, lock your doors, hide your valuables, and sleep soundly knowing that your theft coverage will you’re your back.

Coverage for Animal Damage: When Wildlife Gets a Little Too Friendly

Speaking of unexpected encounters, what if Bambi decides to introduce himself to your front bumper? Animal damage coverage has you covered for any wildlife encounters that go beyond a friendly wave. From deer to raccoons, this coverage ensures you’re not left footing the bill after an unplanned wildlife meet-and-greet.

Roadside Assistance: Your Road Trip Savior

Flat tire? Dead battery? Run out of gas in the middle of nowhere? Roadside assistance can help. With a simple call, help is on the way, ensuring you’re back on the road faster than you can say “roadside rescue.”

Underinsured/Uninsured Motorist Insurance: Protection Against the Unprepared

You’d be surprised how many motorists are underinsured, or even completely uninsured! Trust us: the last thing you want to deal with on a road trip is an unexpected hit-and-run and out-of-pocket expenses. Underinsured/uninsured motorist insurance protects you when someone without enough coverage (or any at all) crashes into you. You’ll be fully covered, even if the other driver was not.

Rental Reimbursement Policies: Keep the Adventure Rolling

If your car needs repairs due to a covered loss, rental reimbursement ensures you’re not stuck on the side of the road watching the fun drive by. This coverage helps pay for a rental car while yours is in the shop, so you can keep the adventure rolling without missing a beat.

Ready, Set, Road Trip!

Before you embark on your summer adventure, make sure your insurance is ready for every twist and turn. From protecting against wildlife and rogue shopping carts to roadside assistance for those unexpected circumstances, these coverage options will keep your road trip smooth and stress-free.

At Avalue Insurance, we’re here to help you find the perfect coverage for your summer adventures. We’ll make sure your road trips are fun, full of memories, and mostly importantly, fully insured. Contact us today to get started! You can give us a call at 303-773-3332, email us at info@avalueinsurance.com, or request a call-back right here online!

A Night to Remember: Join Us for Another Cross Purpose Pitch Night

Posted on August 6, 2024August 6, 2024 by Emilie Hagopian

As many of you already know, I have the incredible privilege of volunteering with an organization that’s close to my heart: Cross Purpose. For those of you who might not be familiar with it, Cross Purpose is a nonprofit based in Denver dedicated to helping individuals rise above poverty through career and community development. We call our participants “Change Agents” because they are exactly that — people who are determined to change their lives and, in turn, the world around them.

I’m thrilled to announce that, on September 11th at 6:00 PM at the DCPA Seawell Ballroom, we’re hosting one of our most exciting events of the year: Pitch Night! This is the night when our Change Agents take center stage to pitch their innovative ideas to a panel of expert “Dolphin” leaders and potential investors. It’s a fantastic opportunity for them to showcase their hard work, creativity, and passion.

I’m thrilled to share that this year, the Mayor of Denver may be attending, along with several wealthy investors. This is a huge opportunity for our Change Agents, and we’re excited to celebrate the hard work and creativity of these aspiring entrepreneurs.

But I’m particularly excited to announce that Mercedes Covarrubias will be presenting at the upcoming Pitch Night. Mercedes, who I’ve had the joy of mentoring, is brimming with excitement to share her project. I can’t wait for everyone to see the amazing work she’s done!

Events like Pitch Night are what makes Cross Purpose so special. They provide a platform for our Change Agents to not only present their ideas but also to build confidence and expand their professional networks.

I’d love for you to join us for this incredible event. Whether you’re familiar with Cross Purpose or are curious about the work that we are doing, your presence would mean the world to us. Plus, it’s a great way to connect with like-minded individuals who are passionate about making a difference in our community!

So, if you’re in the Denver area or can make the trip, I encourage you to RSVP for Pitch Night. Come be a part of something truly special and witness the power of dreams in action. Let’s cheer on Mercedes and all the Change Agents as they take this bold step towards achieving their goals.

To RSVP for Pitch Night, please visit: https://bebids.me/bidapp/index.php?slug=crosspurpose

Thank you for being a part of this journey with us. We hope to see you on September 11th!

Fictional Characters and the Insurance They Would Need

Posted on August 1, 2024August 1, 2024 by Emilie Hagopian

Have you ever wondered what kind of insurance coverage your favorite fictional characters would need? After all, fictional characters tend to lead some pretty exciting lives! So what would it take to cover the damages of characters like Tony Stark, Marty McFly, and (dare I say) Michael Scott? Let’s talk about it!

Restaurant Insurance for Monica Geller

Monica Geller from Friends would need top-notch restaurant insurance for her dream bistro. This policy would cover everything from property damage to liability in case a customer has a not-so-friendly encounter with one of her experimental dishes. Avalue Insurance could also provide business interruption insurance, ensuring Monica’s restaurant stays afloat if she ever needs to close temporarily. Plus, she’d get peace of mind knowing her prized kitchen equipment is protected.

Cyber Insurance for Tony Stark

Tony Stark, aka Iron Man, is a tech genius with countless inventions and a massive tech company. With great technology comes great responsibility – and risk. Tony would definitely need cyber insurance to protect against data breaches, hacking attempts, and other cyber threats that could jeopardize Stark Industries. This coverage would help him protect his intellectual property and keep his advanced tech safe from cyber villains.

Business Insurance for Leslie Knope

Leslie Knope from Parks and Recreation is the ultimate government employee, but let’s imagine she starts her own nonprofit organization. Leslie would need business insurance to cover liability issues, property damage, and any potential lawsuits. This way, she can focus on making Pawnee a better place without worrying about unexpected setbacks.

Auto Insurance for Marty McFly

Marty McFly’s DeLorean is no ordinary car, so standard auto insurance just wouldn’t cut it. With time travel capabilities, he’d need a custom auto insurance policy covering everything from high-speed chases to potential damage from 1955 lightning strikes. Flux capacitor coverage? Absolutely!

General Liability Insurance for Michael Scott

Michael Scott from The Office is always up to some kind of shenanigan that could easily result in a lawsuit. General liability insurance would be perfect for Dunder Mifflin’s Scranton branch, covering any potential legal issues arising from Michael’s well-meaning but often misguided actions. This would help protect the company from financial losses and keep the office running smoothly.

Need Insurance Help? Call Us!

Just like these fictional characters, real life can be unpredictable. But having the right insurance coverage can make all the difference. At Avalue Insurance, we’re here to help you find the perfect policies to fit your needs. Whether it’s home, auto, business, or any other type of insurance, we’ve got you covered. Contact us today to learn more about how we can help protect you and your loved ones from life’s unexpected twists and turns!

Avalue Insurance

Get a Quote