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5 Unexpected Risks That Could Shut Down Your Garage

(And How to Avoid Them)

Running an auto repair shop, dealership, or body shop is more than just turning wrenches and keeping customers happy; it’s about protecting your business from unexpected disasters. While you might think you’ve covered all your bases, some risks can come out of nowhere and leave you with costly damages, lawsuits, or even a business shutdown.

So, what are the biggest threats to your garage? Let’s talk about the top five risks you might not have considered, and why garage insurance is a must.

1). Oops, That Wasn’t Supposed to Happen (Employee Mistakes & Accidental Damage)

Your mechanics are skilled professionals, but even the best can make a mistake. Maybe someone accidentally scratches a high-end customer car, overfills an engine with oil, or forgets to tighten a bolt. Even a minor slip-up can turn into a major liability issue — one that could cost thousands to fix.

Why You Need Insurance: A garage liability policy covers accidental damage to customer vehicles, so one mistake doesn’t mean a financial disaster.

2). A Customer Just Slipped… and Now They’re Suing

Garages are full of hazards — oil spills, tools on the floor, and slippery surfaces. If a customer slips, trips, or falls, you could be facing an expensive lawsuit. Trust me: legal fees alone can drain your bank account dry.

Why You Need Insurance: General liability coverage helps protect you from personal injury claims and legal fees, so one accident doesn’t wreck your business.

3). Risks You Can’t Control — Theft & Vandalism

Imagine showing up to work in the morning, only to find your garage doors pried open and customer cars missing. Or maybe a vandal decided to smash windows and spray-paint the walls. Whether it’s stolen tools, expensive parts, or entire vehicles, theft can be a nightmare for garage owners.

Why You Need Insurance: Garage keepers insurance helps cover theft and vandalism-related losses, so you’re not paying out of pocket to fix the damage.

4). Fire, Floods, and More

What would happen if a fire broke out in your shop overnight? Or if a major storm flooded your workspace? Fires, floods, and extreme weather events can destroy thousands of dollars in equipment, customer vehicles, and even your entire business. Without proper insurance, you could be left rebuilding from scratch.

Why You Need Insurance: A solid garage insurance policy includes property coverage, ensuring you can rebuild and recover without draining your savings.

5). Test Drives Gone Wrong

You send a mechanic on a quick test drive, but instead of coming back with a report, they come back with a fender bender — or worse. If a vehicle owned by your shop gets in an accident, or if a customer damages a loaner car, who’s responsible for the costs?

Why You Need Insurance: Garage auto insurance covers accidents involving business-owned vehicles, so one bad test drive doesn’t leave you with an enormous bill.

Don’t Let Risks Shut Down Your Business

Running a garage is risky business, but the right garage insurance policy can keep you protected, prepared, and stress-free when the unexpected happens. Whether it’s employee mistakes, customer injuries, theft, fire, or accidents, Avalue Insurance has the coverage you need to keep your shop running smoothly.

Protect your garage today! Contact Avalue Insurance to get a customized garage insurance policy that fits your business needs. Give us a call at 303-773-3332, email us at info@avalueinsurance.com, or request a quote right here online!

Why Startups Should Invest in Cyber Insurance Early

When you’re starting a new business, there’s no shortage of things to think about — funding, hiring, marketing, product development. But there’s one thing that often falls to the bottom of the to-do list: cybersecurity. Many startups assume they’re too small to be targeted by cybercriminals or think they’ll get to it “later.” But here’s the reality: later might be too late.

If you’re a startup founder, it’s time to make cyber insurance a priority. Here’s why.

Cybercriminals Don’t Care About Your Size

There’s a common misconception that hackers only go after big corporations with deep pockets. Unfortunately, that’s far from true. Startups and small businesses are often seen as easy targets because they typically lack robust cybersecurity measures. In fact, a report from the National Cyber Security Alliance found that 43% of cyberattacks target small businesses.

Without cyber insurance, a single data breach or ransomware attack could cripple your operations or even shut down your business entirely. Investing in cyber insurance early ensures that you have a safety net in place to help you recover from the unexpected.

Startups Handle a Lot of Sensitive Data

Even in their early stages, startups often deal with sensitive data—customer information, employee records, financial details, or proprietary business information. If this data falls into the wrong hands, it’s not just a financial risk—it’s a reputational one.

Imagine explaining to your first batch of customers that their personal data was compromised because you didn’t have adequate protections in place. Cyber insurance doesn’t just help cover financial losses; it also helps you manage the fallout, including legal fees, notification costs, and public relations efforts.

Cyber Insurance Is Affordable for Startups

One of the biggest barriers to getting cyber insurance is the assumption that it’s too expensive. But here’s the good news: policies are often more affordable than you might think, especially for startups with smaller teams and lower revenues.

Cyber insurance is an investment in your business’s future. It protects you from costly out-of-pocket expenses that could otherwise derail your growth. Plus, having cyber insurance in place can make your business more attractive to investors and partners who want to see that you’re taking cybersecurity seriously.

Cyber Threats Are Only Getting Worse

Let’s face it: the digital landscape isn’t getting any safer. Cyberattacks are becoming more sophisticated, and the risks are only increasing. Waiting to invest in cyber insurance means leaving your business vulnerable during its most critical stages.

By securing coverage early, you can focus on growing your business with the confidence that you’re protected against one of the biggest risks of the modern era.

Don’t Wait Until it’s Too Late

At Avalue Insurance, we understand the unique challenges startups face, and we’re here to help. Our cyber insurance policies are designed to protect your business from the financial and reputational fallout of a cyberattack, so you can focus on what you do best: growing your business.

Ready to protect your startup’s future? Contact Avalue Insurance today to learn more about your cyber insurance options. Give us a call at 303-773-3332, info@avalueinsurance.com, or request a quote right here online!  

Why Cyber Liability Insurance Is a Must-Have in 2025

As we approach 2025, technology continues to evolve at lightning speed — and so do the threats. If your business uses any form of technology (and let’s face it, whose doesn’t?), you’re already at risk of a cyberattack. With criminal hackers becoming more sophisticated every year, it’s no longer a question of if but when your business might be targeted. That’s why cyber liability insurance is no longer optional—it’s essential for smart business owners in the new year.

The Rising Cost of Cyber Incursions

Dealing with a cyberattack isn’t just about patching up your IT systems. The financial fallout can be staggering. Between notifying affected customers, rebuilding databases, managing public relations, and potential legal fees, the costs can quickly spiral out of control. Standard business insurance typically doesn’t cover these scenarios, leaving your company exposed to significant financial and reputational damage.

What Cyber Liability Insurance Covers

Cyber liability insurance is designed to shield your business from these risks. Here’s a breakdown of the key coverage areas:

  • Distinct Insuring Agreements
    Customizable coverage that allows you to set higher limits for specific risks based on your unique business needs.
  • Business Interruption Coverage
    If a cyberattack like a virus or denial-of-service attack halts your operations, this coverage helps cover lost revenue and ongoing expenses.
  • Third-Party and First-Party Coverage
    Protects your business from liability if sensitive customer data is exposed, while also reimbursing you for the costs associated with managing a breach.

Why 2025 Is the Year to Get Protected

The coming year brings new opportunities for growth — but also heightened risks in the digital world. Cybercriminals aren’t slowing down, and ignoring the potential threats could mean financial disaster for your business. Investing in cyber liability insurance now is a proactive step to protect your company’s future, ensuring you can focus on growth instead of recovery.

Get Cyber Liability Coverage Today

Don’t wait for a breach to happen. Protect your business now, and set yourself up for success in 2025! At Avalue Insurance, we specialize in helping businesses like yours get the coverage that they need. Ask us about our cyber liability coverage today, and let us help you protect your business against cyber threats! Give us a call at 303-773-3332, shoot us an email at info@avalueinsurance.com, or request a consultation right here online!

Is a Business Owners Policy Worth It for Your Home-Based Business?

Running a business from home has its perks: no commute, comfy clothes, and plenty of control over your space. But there’s one thing that many home-based business owners overlook—insurance. Since you’re working from home, a standard home insurance policy will cover everything, right? Well…not quite. This is where a Business Owners Policy (BOP) comes into play.

What’s a Business Owners Policy (BOP), and Do You Really Need It?

Think of a BOP as a bundled insurance package designed for small and medium-sized businesses. It usually includes three main areas of protection: property insurance, general liability insurance, and business interruption insurance. For a home-based business, this might sound a bit intense. But this coverage could be just what you need to keep your business running smoothly.

Here’s the thing: your home insurance doesn’t typically cover business-related risks. So, if your inventory gets damaged in a home flood, your laptop is stolen, or a client is injured while visiting your home office, you’re probably out of luck. With a BOP, you’re covered for these risks, meaning your business can survive even if things go sideways.

Coverage Highlights for Home-Based Businesses

  1. Business Property Coverage: If your business equipment or inventory is damaged, lost, or stolen, while stored at your house, your BOP has you covered. And remember, these items are often not protected under a regular home insurance policy!
  2. General Liability: This one is crucial. If a client or delivery person gets injured while visiting your home office, a BOP can help cover any medical expenses or legal fees. No one wants to think about this, but a single accident could cost thousands without liability coverage.
  3. Business Interruption Insurance: Ever thought about what would happen if you had to pause operations? If a covered event (like a fire or flood) disrupts your business, this part of your BOP can help make up for lost income while you get back on your feet.

Is a BOP Right for You?

If you have significant business equipment, deal with clients or vendors at your home, or simply want peace of mind, then yes, a BOP could be worth it. It’s not just for big offices or brick-and-mortar stores. The protection can be tailored to suit the unique needs of a home-based business, giving you a safety net that goes beyond a regular homeowner’s policy.

How to Get Started

Getting a BOP doesn’t have to be complicated. In fact, at Avalue Insurance, we make it easy to understand and personalize your coverage so that it fits your business, your space, and your budget.

Ready to protect your home-based business? Contact Avalue Insurance today, and let’s chat about whether or not a BOP is right for you! You can give us a call at 303-773-3332, shoot us an email at info@avalueinsurance.com, or request a consultation right here online! 

Is Your Business Exposed?

How to Recognize When You Need Professional Liability Insurance

Running a business comes with a checklist of responsibilities: meeting client expectations, handling finances, managing a team — the list goes on. But in all the hustle and bustle, one critical question often gets overlooked: Are you protected against professional mistakes? That’s where professional liability insurance comes in.

You might think, “But I’m careful with my work. Why would I need this?” Unfortunately, even the most detail-oriented pros can experience a slip-up now and then. And in today’s world, clients aren’t shy about taking legal action if they feel the results didn’t meet their expectations. Professional liability insurance, also known as errors and omissions insurance, is your backup plan when things don’t go as planned. Let’s talk about why you need it and when you might be vulnerable without it.

When is Professional Liability Insurance Essential?

1). High Stakes in Client Work

If you’re in a profession where your advice or service directly affects someone else’s business or finances, you’re in a high-stakes environment. Consultants, accountants, marketing professionals, and other service providers often carry this weight. A minor oversight could lead to significant client losses, putting your business at risk of a costly lawsuit. Professional liability insurance helps cover legal fees and settlements so you can continue doing business.

2). Complex Contracts and Tight Deadlines

Ever had a contract with detailed demands and tight deadlines? The pressure is real, and if a client thinks you didn’t deliver as promised, they might come back with a complaint. Professional liability insurance steps in to handle the legal and financial aftermath if a client claims your service or advice wasn’t up to par.

3). Offering Advice or Recommendations

If your job involves recommending a course of action, like a financial plan, marketing strategy, or medical consultation, you’re shouldering a lot of responsibility. What if a client follows your advice and things go sideways? Having professional liability insurance can be a lifesaver, covering claims that arise from unintentional missteps in your recommendations.

4). You’re a Freelancer or Small Business Owner

Freelancers and small businesses might think they’re off the hook, but guess what? They’re actually at a higher risk since a single lawsuit could wipe out their finances. Even if you work solo or have a small team, professional liability insurance provides a safety net, so you’re not facing costly legal battles alone.

5). Client Contracts Require It

Some clients require you to carry professional liability insurance as part of your contract. They want peace of mind knowing you have the resources to handle things if issues arise. Not only does it make you a more attractive choice, but it also shows you’re serious about delivering quality work.

So, is Your Business at Risk?

Ask yourself: Do I work with clients who expect specific outcomes from my services? Do I give professional advice? If the answer to either question is “yes,” you’re likely a candidate for professional liability insurance. Imagine having the peace of mind that, even if something goes wrong, you won’t be left holding the (very expensive) bag.

In today’s world, even small mistakes can lead to big repercussions. Professional liability insurance doesn’t just protect your business financially; it also protects your reputation. After all, nothing says “I’ve got you covered” like actually being covered!

Ready to Protect Your Business?

If this resonates with you, it might be time to take a closer look at professional liability insurance. At Avalue Insurance, we understand that every business faces unique risks, and we’re here to help you find the perfect policy to safeguard what you’ve built. Contact us today to learn more about our professional liability insurance! You can give us a call at 303-773-3332, shoot us an email at info@avalueinsurance.com, or request a consultation right here online! 

Home Insurance Horror Stories and How to Avoid Them

Home insurance isn’t just about peace of mind; it’s about protection. But sometimes, even with insurance, things can go awry in ways you’d never imagine. And with spooky season right around the corner, we figured now would be the perfect time to tell you these home insurance horror stories. Let’s take a look at a few tales of woe that might make you double-check your policies!

The “Where’s My Coverage?” Conundrum

A homeowner discovers a small leak under the sink. No big deal, right? They toss a towel down and forget about it. A few weeks later, that little leak has turned into a moldy nightmare that’s spread to several rooms. When they filed a claim, they were met with a harsh reality: their policy didn’t cover the mold damage because it’s considered a result of neglect. Without mold insurance or regular maintenance, they were on the hook for thousands in repairs.

Avoid the nightmare: Regularly inspect your home for issues, and if you notice something small, fix it immediately! Consider adding extra coverage for things like mold or water damage to avoid being blindsided later.

The “I Didn’t Think That Would Be a Problem” Panic

Another homeowner had a unique collection of rare instruments — violins, pianos, you name it. A freak storm hit and the room where the instruments were kept flooded. Turns out, the homeowner’s policy only covered up to a certain amount for personal belongings, and these high-value items needed to be individually scheduled on the policy. In the end, the insurance payout didn’t come close to covering the cost of the collection.

Avoid the nightmare: If you have valuable items, such as artwork, collectibles, or heirlooms, talk to your insurance agent about adding a rider to your policy to ensure they’re properly covered.

The “Oops, I Didn’t Read the Fine Print” Frustration

This story involves a couple who went all out renovating their home. They were thrilled with the results until an accidental fire destroyed half the kitchen. When they filed the claim, they learned their coverage amount hadn’t been adjusted to account for the increased value of the renovations. As a result, the payout wasn’t enough to restore the space to its former glory. All their hard work — and a significant amount of their savings — went up in smoke.

Avoid the nightmare: Always update your policy when you make major changes to your home, whether it’s a kitchen remodel or adding a deck. That way, your insurance keeps pace with the value of your property.

Speak with a Local Insurance Professional About Your Policies Today

Don’t let the fine print scare you. Let’s review your policy and make sure you’re fully covered before the unexpected happens! At Avalue Insurance, we make it easy to get all the coverage you need at a price you can afford. Contact us today to schedule a policy review or to discuss additional coverage options!

Clearing Up Some Common Insurance Myths

Fact or Fiction?

Let’s face it. Insurance can be a little confusing sometimes. With so many different types of policies, coverage options, and terms floating around, it’s easy to see why some common myths have cropped up over the years. But how much of what you hear is actually true? It’s time to clear things up with a fun game of Fact or Fiction!

Ready to test your insurance knowledge?

1). Red cars cost more to insure.

Fiction!


This is one of the oldest myths out there. The color of your car has absolutely nothing to do with your insurance rate. Insurance companies look at factors like the make, model, age, and safety features of your car, not its color. So go ahead — buy that red car without fear of higher premiums!

2). My home insurance covers flooding.

Fiction!


Standard homeowners insurance doesn’t typically cover flood damage. For that, you’d need a separate flood insurance policy. If you live in an area prone to flooding, it’s a good idea to consider adding this extra coverage for peace of mind.

3). Life insurance is only for older people.

Fiction!


Life insurance isn’t just for retirees or older individuals. In fact, getting life insurance while you’re young and healthy can save you money in the long run. Premiums are generally lower when you’re younger, so it’s a smart move to lock in a good rate early on.

4). Your home insurance covers everything inside your home.

Fiction!

Many people think their home insurance policy covers every single item under their roof, but it’s not quite that simple. Most standard policies have limits on valuable items like jewelry, art, and electronics. If you’ve got high-ticket items, you might need to add extra coverage (often called a rider) to ensure those valuables are protected.

 

5). The minimum state-required auto insurance is all you need.

Fiction!

Sure, carrying the state minimum insurance will keep you legal, but it might not be enough to protect you in an accident. If you’re at fault in a serious collision, the minimum coverage might not cover all the damage, leaving you responsible for the rest. It’s always a good idea to talk to your agent and find out if you should consider more comprehensive coverage.

6). If someone borrows my car and gets in an accident, their insurance covers it.

Fiction!

In most cases, insurance follows the car, not the driver. If someone else is driving your car and gets into an accident, your insurance is usually the one that will handle the claim. So, be careful who you lend your car to!

 

7). Your insurance covers a UFO crash.

Fact! (Kind of)

Okay, we know this sounds out there, but technically, if an unidentified flying object (UFO) crashes into your home, your standard homeowners insurance could cover the damages. Most policies cover “falling objects,” which can include anything from a satellite to, well, a UFO. So, if ET decides to land on your roof, you might actually be covered!

Don’t Let Myths Get in the Way of Your Coverage!

Whether you need help understanding what your current policies cover or want to explore new options, Avalue Insurance is here to guide you through it all. Contact us today for all your insurance needs, and we’ll make sure you’re fully covered — no matter what life (or UFOs) throw your way!

Give us a call today at 303-773-3332, or request a call-back right here online!

A Night to Remember: Join Us for Another Cross Purpose Pitch Night

As many of you already know, I have the incredible privilege of volunteering with an organization that’s close to my heart: Cross Purpose. For those of you who might not be familiar with it, Cross Purpose is a nonprofit based in Denver dedicated to helping individuals rise above poverty through career and community development. We call our participants “Change Agents” because they are exactly that — people who are determined to change their lives and, in turn, the world around them.

I’m thrilled to announce that, on September 11th at 6:00 PM at the DCPA Seawell Ballroom, we’re hosting one of our most exciting events of the year: Pitch Night! This is the night when our Change Agents take center stage to pitch their innovative ideas to a panel of expert “Dolphin” leaders and potential investors. It’s a fantastic opportunity for them to showcase their hard work, creativity, and passion.

I’m thrilled to share that this year, the Mayor of Denver may be attending, along with several wealthy investors. This is a huge opportunity for our Change Agents, and we’re excited to celebrate the hard work and creativity of these aspiring entrepreneurs.

But I’m particularly excited to announce that Mercedes Covarrubias will be presenting at the upcoming Pitch Night. Mercedes, who I’ve had the joy of mentoring, is brimming with excitement to share her project. I can’t wait for everyone to see the amazing work she’s done!

Events like Pitch Night are what makes Cross Purpose so special. They provide a platform for our Change Agents to not only present their ideas but also to build confidence and expand their professional networks.

I’d love for you to join us for this incredible event. Whether you’re familiar with Cross Purpose or are curious about the work that we are doing, your presence would mean the world to us. Plus, it’s a great way to connect with like-minded individuals who are passionate about making a difference in our community!

So, if you’re in the Denver area or can make the trip, I encourage you to RSVP for Pitch Night. Come be a part of something truly special and witness the power of dreams in action. Let’s cheer on Mercedes and all the Change Agents as they take this bold step towards achieving their goals.

To RSVP for Pitch Night, please visit: https://bebids.me/bidapp/index.php?slug=crosspurpose

Thank you for being a part of this journey with us. We hope to see you on September 11th!

Fictional Characters and the Insurance They Would Need

Have you ever wondered what kind of insurance coverage your favorite fictional characters would need? After all, fictional characters tend to lead some pretty exciting lives! So what would it take to cover the damages of characters like Tony Stark, Marty McFly, and (dare I say) Michael Scott? Let’s talk about it!

Restaurant Insurance for Monica Geller

Monica Geller from Friends would need top-notch restaurant insurance for her dream bistro. This policy would cover everything from property damage to liability in case a customer has a not-so-friendly encounter with one of her experimental dishes. Avalue Insurance could also provide business interruption insurance, ensuring Monica’s restaurant stays afloat if she ever needs to close temporarily. Plus, she’d get peace of mind knowing her prized kitchen equipment is protected.

Cyber Insurance for Tony Stark

Tony Stark, aka Iron Man, is a tech genius with countless inventions and a massive tech company. With great technology comes great responsibility – and risk. Tony would definitely need cyber insurance to protect against data breaches, hacking attempts, and other cyber threats that could jeopardize Stark Industries. This coverage would help him protect his intellectual property and keep his advanced tech safe from cyber villains.

Business Insurance for Leslie Knope

Leslie Knope from Parks and Recreation is the ultimate government employee, but let’s imagine she starts her own nonprofit organization. Leslie would need business insurance to cover liability issues, property damage, and any potential lawsuits. This way, she can focus on making Pawnee a better place without worrying about unexpected setbacks.

Auto Insurance for Marty McFly 

Marty McFly’s DeLorean is no ordinary car, so standard auto insurance just wouldn’t cut it. With time travel capabilities, he’d need a custom auto insurance policy covering everything from high-speed chases to potential damage from 1955 lightning strikes. Flux capacitor coverage? Absolutely!

General Liability Insurance for Michael Scott

Michael Scott from The Office is always up to some kind of shenanigan that could easily result in a lawsuit. General liability insurance would be perfect for Dunder Mifflin’s Scranton branch, covering any potential legal issues arising from Michael’s well-meaning but often misguided actions. This would help protect the company from financial losses and keep the office running smoothly.

Need Insurance Help? Call Us!

Just like these fictional characters, real life can be unpredictable. But having the right insurance coverage can make all the difference. At Avalue Insurance, we’re here to help you find the perfect policies to fit your needs. Whether it’s home, auto, business, or any other type of insurance, we’ve got you covered. Contact us today to learn more about how we can help protect you and your loved ones from life’s unexpected twists and turns!

9 Surprising Things You Didn’t Know Were Insurable 

When you think about insurance, the usual suspects come to mind: cars, homes, health, maybe even your smartphone. But did you know there are some pretty surprising things out there that people have taken out insurance policies for? Yep, insurance isn’t just for the obvious stuff. Here are some of the most unexpected and quirky things people have insured.

1). Celebrity Body Parts

This one might sound bizarre, but it’s true! Celebrities often insure their body parts. Take, for example, soccer legend David Beckham, who insured his legs for a whopping $195 million. Then there’s singer Mariah Carey, who insured her vocal cords for $35 million and even her legs for another $35 million. It’s all about protecting what brings in the big bucks!

2). Taste Buds

Top food critics and wine tasters sometimes insure their taste buds. It’s their livelihood, after all. Insurance for a professional taster’s taste buds can run into the millions. Imagine the stress of losing the ability to taste when your career depends on it!

3). Fantasy Football

For the die-hard fantasy football fans, there’s insurance to cover the cost of their league fees if a star player gets injured. This can save you from financial heartbreak if your number one draft pick goes down in the first game of the season.

4). Lottery Wins

Some companies take out insurance policies to cover lottery wins in employee syndicates. This way, if a group of employees hits the jackpot and decides to quit, the company isn’t left in the lurch trying to replace everyone at once.

5). Beards and Mustaches

A beard insurance policy might sound like a joke, but it’s a real thing. For example, members of the facial hair club might insure their prized beards and mustaches. And it’s not just for looks; professional Santa Clauses and actors whose roles depend on their facial hair might also insure their whiskers.

6). Weddings

Of course, we all know that weddings can be expensive, but did you know you can insure the entire event? Wedding insurance can cover everything from a ruined dress to a no-show vendor, or even if the bride or groom gets cold feet and cancels the big day. It’s all about making sure your special day doesn’t turn into a financial nightmare.

7). Hole-in-One

Golf tournaments often offer big prizes for a hole-in-one. The sponsors of these prizes don’t want to foot the bill themselves, so they take out insurance policies. That way, if someone does get that perfect shot, the insurance company covers the cost of the prize, whether it’s a luxury car or a cash prize.

8). Voices

If you’re a professional voice artist, singer, or even a public speaker, insuring your voice is a smart move. It’s the same concept as athletes insuring their legs. If something happens to your vocal cords, insurance can provide financial support while you recover.

9). Espresso Machines

This one might seem a little mundane compared to beards and lottery wins, but high-end coffee shops often insure their espresso machines. These machines can be incredibly expensive, and any downtime can mean lost revenue.

Ready to Cover Your Bases?

Insurance isn’t just for the standard stuff; there’s a policy for almost anything you can think of. So, if you have something unique or valuable that you want to protect, it might be worth looking into some unexpected insurance options.

At Avalue Insurance, we offer a wide variety of insurance policies. From life insurance to business insurance, we’ve got you covered. And while we can’t insure your prized beard or your fantasy football team, we can help you protect the things that matter most to you and your family! Contact us today to explore your insurance options!

Partner Carriers

  • Allstate
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