Skip to content
Click to Call
Avalue Insurance

7700 E Arapahoe Rd., Ste. 330
Centennial, CO 80112

Get Directions

Featured Insurance Blog

Fictional Characters and the Insurance They Would Need

Have you ever wondered what kind of insurance coverage your favorite fictional characters would need? After all, fictional characters tend to lead some pretty exciting lives! So what would it take to cover the damages of characters like Tony Stark, Marty McFly, and (dare I say) Michael Scott? Let’s talk about it!

Restaurant Insurance for Monica Geller

Monica Geller from Friends would need top-notch restaurant insurance for her dream bistro. This policy would cover everything from property damage to liability in case a customer has a not-so-friendly encounter with one of her experimental dishes. Avalue Insurance could also provide business interruption insurance, ensuring Monica’s restaurant stays afloat if she ever needs to close temporarily. Plus, she’d get peace of mind knowing her prized kitchen equipment is protected.

Cyber Insurance for Tony Stark

Tony Stark, aka Iron Man, is a tech genius with countless inventions and a massive tech company. With great technology comes great responsibility – and risk. Tony would definitely need cyber insurance to protect against data breaches, hacking attempts, and other cyber threats that could jeopardize Stark Industries. This coverage would help him protect his intellectual property and keep his advanced tech safe from cyber villains.

Business Insurance for Leslie Knope

Leslie Knope from Parks and Recreation is the ultimate government employee, but let’s imagine she starts her own nonprofit organization. Leslie would need business insurance to cover liability issues, property damage, and any potential lawsuits. This way, she can focus on making Pawnee a better place without worrying about unexpected setbacks.

Auto Insurance for Marty McFly 

Marty McFly’s DeLorean is no ordinary car, so standard auto insurance just wouldn’t cut it. With time travel capabilities, he’d need a custom auto insurance policy covering everything from high-speed chases to potential damage from 1955 lightning strikes. Flux capacitor coverage? Absolutely!

General Liability Insurance for Michael Scott

Michael Scott from The Office is always up to some kind of shenanigan that could easily result in a lawsuit. General liability insurance would be perfect for Dunder Mifflin’s Scranton branch, covering any potential legal issues arising from Michael’s well-meaning but often misguided actions. This would help protect the company from financial losses and keep the office running smoothly.

Need Insurance Help? Call Us!

Just like these fictional characters, real life can be unpredictable. But having the right insurance coverage can make all the difference. At Avalue Insurance, we’re here to help you find the perfect policies to fit your needs. Whether it’s home, auto, business, or any other type of insurance, we’ve got you covered. Contact us today to learn more about how we can help protect you and your loved ones from life’s unexpected twists and turns!

What is Garage Insurance?

(And Other Frequently Asked Questions)


Garage insurance; what is it and what does it cover? If you work with commercial vehicles,
then you’ve probably stumbled upon garage insurance, and you probably have plenty of
questions about it. So, let’s talk about it! Here are your most frequently asked question about
garage insurance, answered.

What is Garage Insurance?


Garage insurance isn’t just one type of coverage; it’s a bundle of different policies designed to
protect auto trade businesses like towing companies, auto repair shops, and body shops. Think
of it as your first line of defense against costly dents and lawsuits.

What Does Garage Insurance Typically Include?

  1. General Liability Insurance: This is the cornerstone of your garage insurance policy. It
    covers you if someone gets hurt at your business or if you cause property damage.
  2. Business Owner’s Policy (BOP): A BOP steps up where general liability leaves off, adding
    protection for things like loss of income, physical damage to your property, and even
    identity theft.
  3. Workers’ Compensation: If one of your employees gets injured on the job, workers’
    comp has your back. It helps cover medical expenses and part of their lost wages,
    making sure both you and your employee are taken care of.
  4. Garagekeepers Legal Liability Insurance: This one’s crucial if you’re holding or working
    on customer vehicles. Whether you’re running a service station or a towing business,
    this coverage helps protect you if a customer’s vehicle gets damaged under your care.
  5. Business Interruption Insurance: What if something totally out of left field shuts down
    your business temporarily? That’s where business interruption insurance comes in. It
    helps cover the bills and can even pay for a temporary location if your main office is out
    of commission.

Why Do I Need All These Coverages?


Running a garage means dealing with heavy, expensive equipment and being responsible for
other people’s valuable assets. Each part of garage insurance covers a different potential
headache. Without it, you could be facing huge out-of-pocket costs if something goes wrong.

How Much Does Garage Insurance Cost?

The price tag on your garage insurance policy can vary. It depends on a bunch of factors like
what kind of business you have, the type of equipment you have, the number of people you
employ, and where your business is located. Since these factors can affect your risks and the
cost of covering them, it’s best to chat with an insurance agent who can tailor a policy to fit
your specific needs.
That’s where we can help! At Avalue Insurance, we’re a team of local insurance agents in
northern Colorado. We specialize in a variety of insurance types, including garage insurance.
Contact us today to learn more about garage insurance, and we’ll help you find the right policy
for you and your business!

Partner Carriers

  • Allstate
  • Assurant Flood
  • Auto Owners
  • Bristol West
  • Builders Risk/US Assure
  • Chubb
  • Markel
  • CNA
  • Foremost
  • Hull & Company
  • Liberty Mutual
  • Nationwide
  • Philadelphia
  • Pinnacol
  • Progressive
  • Safeco
  • The Hartford
  • Travelers