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7700 E Arapahoe Rd., Ste. 330
Centennial, CO 80112

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Featured Insurance Blog

Protecting Your Home from Wildfires in Colorado

Wildfires are a real threat in Centennial, CO, and having the right home insurance coverage is crucial. Avalue Insurance is here to help you understand how home insurance can protect your home from wildfire damage.

Wildfire Coverage in Home Insurance

Most home insurance policies cover damage caused by wildfires. This includes damage to the structure of your home, other structures on your property like sheds or garages, and your personal belongings inside the home.

Additional Living Expenses Coverage

If a wildfire makes your home uninhabitable, your home insurance policy can also cover your additional living expenses. This includes the cost of temporary housing, meals, and other expenses you incur while your home is being repaired.

Preventing Wildfire Damage

While home insurance can provide financial protection after a wildfire, it’s also important to take steps to prevent wildfire damage. This includes maintaining a defensible space around your home, using fire-resistant materials in your home’s construction, and having a home evacuation plan.

Protecting Your Home with Avalue Insurance

At Avalue Insurance, we understand the importance of protecting your home from wildfires. We’re committed to helping homeowners in Centennial, CO, find the right home insurance policy for their needs. Contact us today to learn more about our home insurance options.

The Importance of an Annual Home Insurance Review for Colorado Homeowners

Being a homeowner in Colorado comes with its own set of challenges and rewards. One of the most important yet often overlooked aspects of homeownership is ensuring your home insurance policy stays updated. At Avalue Insurance, we believe a regular home insurance review is a must. Here’s why.

Property Value Changes

Over time, your home in Colorado may appreciate due to fluctuating market conditions or home improvements. An annual review of your home insurance policy ensures that your coverage accounts for these changes, offering sufficient protection to rebuild your home in case of total loss.

Significant Purchases and Sales

Throughout the year, you may acquire or dispose of personal items. These include new electronics, high-value jewelry, or fine art. These changes in your possessions should be reflected in your home insurance policy to ensure they’re adequately covered.

Discount Opportunities

You could lower your insurance premiums by making certain home improvements like installing a new roof or a security system. An annual review ensures you are receiving all available discounts.

Changes in Your Living Situation

Significant changes in your life—from getting married to welcoming a new baby, or downsizing your home—all necessitate a review of your home insurance policy. This exercise ensures your coverage still aligns with your current circumstances.

Annual reviews of your home insurance policy with Avalue Insurance can ensure you’re not underinsured, overpaying, or missing out on potential discounts. Reach out to us to schedule a comprehensive policy review. At Avalue Insurance, we are dedicated to providing the support you need, making us a trusted home insurance provider in Colorado.

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